Sunday
12Jul2009
Debt collection scam
Sunday, July 12, 2009 at 2:26PM
Got this e-mail today...
If anyone was going to use all caps it would be a collection agency but this is a scam.
For one they don't say who they are collecting on behalf of. Secondly they never mentioned me by name fake or otherwise. It was not addressed to my actual e-mail address that I use in real life. And of course the address is phony.
I like how they put the information obtained will be used for solely collecting a debt. Somehow I doubt that.
NATIONAL DEBT COLLECTIONS INC.
1970 S ALMA RD STE B-105
MESA, AZ 85210
ACCT #: 201-195
AMOUNT: 53.47
INTEREST: 0.00
FEES: 0.00
TOTAL DUE: 53.47
PLEASE BE ADVISED THAT WE HAVE BEEN RETAINED TO COLLECT THIS DEBT FROM OUR CLIENT. YOU HAVE BEEN PREVIOUSLY NOTIFIED BY US ON SEVERAL OCCASIONS REGARDING YOUR DELINQUENT ACCOUNT. WE THOUGHT IT BEST TO STATE OUR INTENTIONS AND MAKE IT CLEAR THAT WE INTEND TO COLLECT THIS DEBT USING ALL AVAILABLE MEANS AT OUR DISPOSAL.
UNLESS WE RECEIVE PAYMENT, WE WILL ASSUME THAT YOU HAVE NO INTENTIONS OF LIQUIDATING YOUR DEBT VOLUNTARILY. WE WILL ADVISE OUR CLIENT THAT THEY MAY WISH TO FILE SUIT AGAINST YOU TO RECOVER THIS DEBT. PLEASE UNDERSTAND THAT IF LEGAL ACTION IS UNDERTAKEN, IT COULD BE COSTLY AND TIME CONSUMING. IF YOU SHOULD LOSE IN SUCH AN ACTION, YOU COULD ALSO BE SUBJECT TO COURT COSTS AND/OR ATTORNEY FEES, IF APPLICABLE. THERE ARE VARIOUS AVENUES WHICH COULD BE USED TO SATISFY SUCH A JUDGEMENT. THIS COULD INCLUDE GARNISHMENT OF WAGES, SEIZURE OF BANK ACCOUNTS OR OTHER PERSONAL PROPERTY.
IT IS NOT OUR INTENTION TO THREATEN YOU BUT TO POINT OUT THE PROBLEMS AND COSTS ASSOCIATED WITH REFUSING TO PAY YOUR DEBT. WE HOPE THAT NO FURTHER ACTION WILL BE NECESSARY AND YOU WILL AGREE WITH OUR AMICABLE PAYMENT ARRANGEMENT.
PLEASE: TO ENSURE PROPER CREDIT, REMIT PAYMENT IMMEDIATELY.
FOR YOUR CONVENIENCE WE MAY BE ABLE TO ACCEPT PAYMENT ON YOUR ACCOUNT IN THE FOLLOWING METHODS: PAYPAL(VISA, MASTERCARD, AMERICAN EXPRESS, DISCOVER, eCHECK)
PLEASE VISIT THIS LINK TO MAKE YOUR PAYMENT: (paypal link)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED SOLELY FOR THAT PURPOSE.
If anyone was going to use all caps it would be a collection agency but this is a scam.
For one they don't say who they are collecting on behalf of. Secondly they never mentioned me by name fake or otherwise. It was not addressed to my actual e-mail address that I use in real life. And of course the address is phony.
I like how they put the information obtained will be used for solely collecting a debt. Somehow I doubt that.
Reader Comments (5)
I got the same e-mail today
July 12th 2009
Yesterday I got the exact same email, same account number, same (supposed) amount owed - identical. Except you left off the best part, the very last sentence, below the line, which states "This email has been sent using a demo version of FollowUpExpert as part of the evaluation process."
I forwarded the stupid thing to paypal, advising them that someone was using their service to scam people!! Everyone who receives this bogus garbage should do the same thing!
I got the same exact email on Saturday. I have NEVER seen a debt agency use something like email. Naturally I was skeptical. I replied and asked them to identify the company as well as any info they had about me.
Of course I would not give any info to them. This is ridiculous that people have time on their hands to do things like this. Needless to say, the debt collectors didnt respond to my email.....
I have gotten two emails from them now.
And the same thing as others they didn't respond to my reply either.
Honestly how low can people get.
Got the same exact email. I am in debt trouble, not anything unmanageable, just worrying. This email scared me coz thats the sort of amount I owe to real banks. So I was like 53 bucks damn!! this could be true!! Thank God I found this site. I can breathe now. Thanx y'all